Opportunity Information: Apply for HHS 2021 ACL AOA PCPN 0039

The National Resource Center for Women and Retirement (Funding Opportunity Number HHS 2021 ACL AOA PCPN 0039) is a discretionary cooperative agreement from the U.S. Department of Health and Human Services, Administration for Community Living (ACL), focused on improving financial security for older women. The core purpose is to run a national-scale resource center that delivers practical education on financial literacy, retirement education, and retirement planning, with an explicit emphasis on reaching women who are most likely to be underserved or face systemic barriers. The opportunity is designed to strengthen women s ability to plan for economic stability later in life by making trustworthy, actionable information easier to access and use.

A central theme of the program is equity and targeted outreach. The Center is expected to prioritize women with low incomes, women of color, and women with limited English proficiency. The target audience also includes older adult women who are caregivers, women with disabilities, and women experiencing health-related or socioeconomic obstacles that make long-term planning difficult. The grant recognizes that many women in these groups balance caregiving responsibilities and financial strain, so the work is meant not only to educate but also to reduce a real source of caregiver stress by offering timely, comprehensive financial information that can help with decision-making.

Beyond retirement planning basics, the Center must continue and expand education aimed at preventing identity theft, fraud, and financial exploitation. This component reflects the reality that older adults, and particularly older women with fewer resources or language access barriers, are at heightened risk for scams and financial abuse. The Center s role is to help people recognize common threats, understand protective steps, and gain confidence in navigating financial systems safely.

The model is explicitly collaborative. The grantee will partner with the national aging network to broaden the reach and impact of retirement and financial literacy education. In practice, this implies working closely with organizations and service systems that already support older adults and caregivers, using those channels to distribute materials, deliver trainings, and adapt resources so they are culturally and linguistically appropriate for the populations emphasized in the announcement.

Eligible applicants include public and state-controlled institutions of higher education, private institutions of higher education, nonprofits with or without 501(c)(3) status (as long as they are not institutions of higher education), and small businesses. ACL anticipated making one award under this opportunity, with an award ceiling of 239,000. The funding instrument is a cooperative agreement, which generally indicates substantial federal involvement during the project period, such as ongoing collaboration, guidance, or shared responsibility for key elements of implementation. The opportunity was posted March 18, 2021, with an original application deadline of May 17, 2021, and it is associated with CFDA 93.048 under the income security and social services category.

Overall, this grant is aimed at operating a national resource center that helps older women, especially those facing economic and social disadvantages, build financial capability for retirement while also strengthening protections against fraud and exploitation, all while leveraging partnerships across the aging services network to maximize reach and practical impact.

  • The Department of Health and Human Services, Administration for Community Living in the income security and social services sector is offering a public funding opportunity titled "National Resource Center for Women and Retirement" and is now available to receive applicants.
  • Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 93.048.
  • This funding opportunity was created on Mar 18, 2021.
  • Applicants must submit their applications by May 17, 2021. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
  • Each selected applicant is eligible to receive up to $239,000.00 in funding.
  • The number of recipients for this funding is limited to 1 candidate(s).
  • Eligible applicants include: Public and State controlled institutions of higher education, Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education, Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education, Private institutions of higher education, Small businesses.
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