Opportunity Information: Apply for HHS 2021 ACL AOA PCPN 0039
The National Resource Center for Women and Retirement (Funding Opportunity Number HHS 2021 ACL AOA PCPN 0039) is a discretionary cooperative agreement from the U.S. Department of Health and Human Services, Administration for Community Living (ACL), focused on improving financial security for older women. The core purpose is to run a national-scale resource center that delivers practical education on financial literacy, retirement education, and retirement planning, with an explicit emphasis on reaching women who are most likely to be underserved or face systemic barriers. The opportunity is designed to strengthen women s ability to plan for economic stability later in life by making trustworthy, actionable information easier to access and use.
A central theme of the program is equity and targeted outreach. The Center is expected to prioritize women with low incomes, women of color, and women with limited English proficiency. The target audience also includes older adult women who are caregivers, women with disabilities, and women experiencing health-related or socioeconomic obstacles that make long-term planning difficult. The grant recognizes that many women in these groups balance caregiving responsibilities and financial strain, so the work is meant not only to educate but also to reduce a real source of caregiver stress by offering timely, comprehensive financial information that can help with decision-making.
Beyond retirement planning basics, the Center must continue and expand education aimed at preventing identity theft, fraud, and financial exploitation. This component reflects the reality that older adults, and particularly older women with fewer resources or language access barriers, are at heightened risk for scams and financial abuse. The Center s role is to help people recognize common threats, understand protective steps, and gain confidence in navigating financial systems safely.
The model is explicitly collaborative. The grantee will partner with the national aging network to broaden the reach and impact of retirement and financial literacy education. In practice, this implies working closely with organizations and service systems that already support older adults and caregivers, using those channels to distribute materials, deliver trainings, and adapt resources so they are culturally and linguistically appropriate for the populations emphasized in the announcement.
Eligible applicants include public and state-controlled institutions of higher education, private institutions of higher education, nonprofits with or without 501(c)(3) status (as long as they are not institutions of higher education), and small businesses. ACL anticipated making one award under this opportunity, with an award ceiling of 239,000. The funding instrument is a cooperative agreement, which generally indicates substantial federal involvement during the project period, such as ongoing collaboration, guidance, or shared responsibility for key elements of implementation. The opportunity was posted March 18, 2021, with an original application deadline of May 17, 2021, and it is associated with CFDA 93.048 under the income security and social services category.
Overall, this grant is aimed at operating a national resource center that helps older women, especially those facing economic and social disadvantages, build financial capability for retirement while also strengthening protections against fraud and exploitation, all while leveraging partnerships across the aging services network to maximize reach and practical impact.Apply for HHS 2021 ACL AOA PCPN 0039
- The Department of Health and Human Services, Administration for Community Living in the income security and social services sector is offering a public funding opportunity titled "National Resource Center for Women and Retirement" and is now available to receive applicants.
- Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 93.048.
- This funding opportunity was created on Mar 18, 2021.
- Applicants must submit their applications by May 17, 2021. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
- Each selected applicant is eligible to receive up to $239,000.00 in funding.
- The number of recipients for this funding is limited to 1 candidate(s).
- Eligible applicants include: Public and State controlled institutions of higher education, Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education, Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education, Private institutions of higher education, Small businesses.
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Frequently Asked Questions (FAQs)
What is the National Resource Center for Women and Retirement grant?
This opportunity funds a national-scale resource center focused on improving financial security for older women by delivering practical education on financial literacy, retirement education, and retirement planning. It is a discretionary cooperative agreement through the U.S. Department of Health and Human Services (HHS), Administration for Community Living (ACL).
What is the Funding Opportunity Number for this program?
The Funding Opportunity Number is HHS 2021 ACL AOA PCPN 0039.
Who is the federal agency offering this grant?
The grant is offered by the U.S. Department of Health and Human Services (HHS), Administration for Community Living (ACL).
What type of funding instrument is this?
This award is a cooperative agreement, which generally means ACL expects substantial federal involvement during the project period, such as ongoing collaboration, guidance, or shared responsibility for key elements of implementation.
What is the main purpose of the resource center?
The core purpose is to operate a national resource center that makes trustworthy, actionable retirement and financial literacy information easier to access and use, helping strengthen older women’s ability to plan for economic stability later in life.
What topic areas must the Center cover?
The Center is expected to provide practical education in financial literacy, retirement education, and retirement planning. It must also continue and expand education aimed at preventing identity theft, fraud, and financial exploitation.
Why is equity and targeted outreach emphasized in this opportunity?
The program is designed to explicitly prioritize outreach to women most likely to be underserved or face systemic barriers, with the goal of ensuring the Center’s resources reach those who may have the greatest difficulty accessing and using retirement planning information.
Which populations are specifically prioritized for outreach and services?
The Center is expected to prioritize women with low incomes, women of color, and women with limited English proficiency. The target audience also includes older adult women who are caregivers, women with disabilities, and women experiencing health-related or socioeconomic obstacles that make long-term planning difficult.
How does the program relate to caregiving and caregiver stress?
The grant recognizes that many older women balancing caregiving responsibilities also face financial strain. By offering timely and comprehensive financial information to support decision-making, the Center’s work is intended to help reduce a real source of caregiver stress.
What does the opportunity require related to fraud and financial exploitation?
The Center must continue and expand education designed to prevent identity theft, fraud, and financial exploitation, helping people recognize common threats, understand protective steps, and build confidence navigating financial systems safely.
Why does the opportunity highlight scams and financial abuse risk for older women?
The opportunity reflects the reality that older adults, and particularly older women with fewer resources or language access barriers, can be at heightened risk for scams and financial abuse. The Center’s role includes providing protective education and practical guidance.
Is this grant meant to operate at a local, regional, or national level?
It is intended to support a national-scale resource center.
What partnerships are expected under this grant?
The program model is explicitly collaborative. The grantee is expected to partner with the national aging network to broaden the reach and impact of retirement and financial literacy education.
How are resources expected to be delivered or distributed?
The announcement anticipates working through organizations and service systems that already support older adults and caregivers. This includes distributing materials, delivering trainings, and adapting resources so they are culturally and linguistically appropriate for the populations emphasized.
Who is eligible to apply?
Eligible applicants include public and state-controlled institutions of higher education, private institutions of higher education, nonprofits with or without 501(c)(3) status (as long as they are not institutions of higher education), and small businesses.
Can a nonprofit without 501(c)(3) status apply?
Yes. Nonprofits with or without 501(c)(3) status are eligible, provided they are not institutions of higher education.
How many awards did ACL anticipate making?
ACL anticipated making one award under this opportunity.
What is the award ceiling for this opportunity?
The award ceiling is $239,000.
When was the opportunity posted?
The opportunity was posted on March 18, 2021.
What was the original application deadline?
The original application deadline was May 17, 2021.
What CFDA number is associated with this opportunity?
This opportunity is associated with CFDA 93.048.
How is this opportunity categorized?
It is listed under the income security and social services category.
What is the overall goal of the grant in plain terms?
The overall goal is to operate a national resource center that helps older women, especially those facing economic and social disadvantages, build financial capability for retirement while also strengthening protections against fraud and exploitation, using partnerships across the aging services network to maximize reach and practical impact.
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